You questioned about my hardware. Well...I have an Asus B550M motherboard. An AMD Ryzen 7 5800x CPU. In addition to 32 gigs of RAM and 2T in drives. Think that's enough? (Sorry about the sarcasm, it's been a bad day.) Also I thought QEMU/KVM only ran 32-Bit.'
VirtualBox runs 64-bit VMs, assuming you have a 64bit host.
There is also libvirtd, QEMU/KVM.
Ok, I've been able to resolve the Windows 10 problem, but my pfSense issue remains. It's a BSD OS with FreeBSD as the version. However, the BSD/FreeBSD is only showing 32-bit instead of the 64-bit that pfSense runs on.