The supposed security benefits are FAR outweighed - to my mind - by the never-ending hassle generated by the setup....
as we both know no OS is totally safe no matter what you do, I have my firewall set high
You 2 are biased based on such opinions from random people that are floating on various places online.
The only security benefit of storage encryption is if your computer or disk gets stolen or physically accessed then nobody can read your data from disk.
It does not protect the data when you're using your computer (or when computer is booted or online) since for that the drive needs to be decrypted.
Many people don't know how to properly handle and treat encryption resulting in data loss, however this is no argument against it, this problem should be resolved with education rather than denial led by such opinions.
And these opinions also include how TPM is not needed as well, which is a popular opinion among Linux users.
Why?
First because it was MS who insisted that their OS require TPM but since this doesn't apply to Linux the Linux world (especially influences on YT from what I've watched) deemed TPM "useless and totally not needed for Linux".
Second reason is that it can in same way result in data loss due to lack education, but again what an argument is that?
lack of education is not encryption problem.
I can perhaps see the sense in it for enterprise. After all, they have to protect a lot of personal data that doesn't belong to them.
But for the average home user.......nnghh. I think you're just creating a rod for your own back
You never know whether some person needs encryption or not, on the other side of the board there can be a journalist trying to protect something for instance and seeking help how to do it.
But even if it's just a regular user who has nothing to hide using encryption is still useful for education on how to do it.
Even just feeling of having an extra layer of security is good reason why to care about encryption.
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I have encryption set up on LVM which is slightly harder to set up than regular disk, yet never had any issues with it, and it's not a hassle to set up at all, the whole process takes only about 3-5 minutes during OS installation and you're done until you want reinstall OS, so I'm not sure why this should be a hassle as there is nothing hard or special to do.