My question more is, is it worth using something like that on your regular home desktop?
Really, only you can answer that.
People always say Linux is safer than Windows, but in truth. They are both vulnerable all the same. There are just more direct attacks against Windows because it is the most widely used OS out there and if you're looking for compromise a specific application or OS. Attacking the most prevalent one increases your odds in a successful compromise.
With that said, many applications are cross-platform. Just browsing the Internet can put you in a position to be compromised these days. Heck, even images can have nefarious executables embedded in them these days.
Cryptominers are extremely popular and can get embedded into your browser. Opening a (insert document type) can create a situation where you get compromised by fileless malware / ransomware.
Most ransomware these days use 7zip which is cross-os compatible and it usually comes packaged in the malware/ransomware and is usually filelessly loaded directly into memory.
You just have to ask yourself. How suspect is your or someone in on your network's computer usage. Add at least 20% to that risk level then re-evaluate.
In the end, you are safer with it, but that doesn't mean you would get compromised without it. It just means you're less secure than you could be.
I haven't tried all the EDR solutions out there, but I will say this. The biggest issue I usually have is HIPS blocking stuff that I do every day. (development work is almost always a trigger for HIPS) Though if I'm only doing normal PC activities. I generally do not have a problem. My PCs usually have enough horsepower than I don't notice it.