My habit is to keep anything of importance in a few places.
You're doing it right, as far as I'm concerned. For ease of memory/understanding, I advocate the 3 - 2 - 1 backup process. I'm a fan of it.
I lost some very important data back in the 90s due to the house being hit by lightning. It erased magnetic data that wasn't even powered on. It didn't fry any of the electronics, which was nice of it. However, it nuked floppy drives and HDDs and no recovery of the data was possible - even with the best recovery service I could find working on it.
It was very expensive data. It was months worth of work that I brought home from the office. I was able to recover some of the data from what was left at the office, but it took months to recreate the data that was lost. It was many person-hours worth of data, and not just my own work was lost.
So, that was a lesson that was learned...
I did write this a while back, though it has been shared before:
In today's article, we're going to show you how to have a proper backup of your data. I've wanted to write this article for a while.
linux-tips.us
I'll add that good backups mean you can do all the updates and upgrades you want. You can even trash your entire operating system by mistake and still recover your system. You can write entirely new OSes to disk and still reset your system to where it was before.
With good backups, updating isn't a dirty word so much as it is a fresh frontier. You can experiment and learn, learning by breaking, and still restore your system to where it was. You can restore it as though nothing happened.