In my opinion, the fear of viruses is far greater than the threat. Taking myself as an example, I do not practise what is usually referred to as "safe browsing." I am not afraid to "accidentally" visit dangerous places like porn sites and download something, (I know. My bad.) and I have never had a virus. The main key to avoiding them is using a little common sense. What is my definition of safe browsing? One example; if an e-mail is received from an unknown source and includes an attachment, open the attachment at one's own risk. And of course, web sites offering something too good to be true are too dangerous for even me to venture into. Not yet. Wait a couple more years.