I've been doing a lot with PayPal lately and, for the first time ever, got a well-crafted text message saying that my PayPal activity was suspicious and they were freezing the account. I'd even recently switched PayPal to a new phone number. That new phone number. I'd also just made a large purchase from a company in China.
I might have kinda fallen for it had they at least pretended to include a URL that resembled PayPal. It was still enough for me to go online and login to my PayPal account to make sure things were fine. Obviously, I am not dumb enough to use their link and I make sure to type the address in myself. There's no way in hell that I'd use the URL they included in the text message, even if it was really from PayPal.
Still, the timing was impeccable.